Timothy A. Sagawa, CFA®, CFP®

Prior to joining Gradient Capital Advisors, Timothy worked as a financial consultant with Ameriprise Financial. During the 12 years he spent with Ameriprise he was responsible for trading, investment research and portfolio management for a large number of High Net Worth families within the Private Wealth Group. He holds the Certified Financial Planner designation (CFP) and is a Chartered Financial Analyst (CFA) charterholder. Timothy graduated Magna Cum Laude with a degree in Business Administration from Point Loma Nazarene University. He is married with three children. Timothy enjoys spending time with his family and traveling. He is an avid Padre fan.